Top Reasons to Get Life Insurance For Retirement Plan

Get life insurance for retirement plan to protect your family member’s life. When you are going to

Well, In my life, I was so scared about leaving my job for business. It was great risky day for me. I was thinking that What will happen of my family. I was job less. People retire with risk of future planning.

My Mom Rheumatoid Arthritis
My Mom Rheumatoid Arthritis

At this time, life insurance protects you and give peace of mind in your life to save your family and provide all facilities which you were giving them earlier. One of my senior resigned their Government job for network marketing business. He was so confidant about his business. We are not so confidant about it. We just worry about our future planning. Future planning is very important in our life. We always work and work and never think about future business planning. I used to be fear about my unexpected death. You know why I was fear. I was doing MLM business and they always say about our unexpected death and talk about our future and family.

It was right. In this time, people can die anytime. There is no guarantee of our lives. That is why people buy life insurance, medical insurance etc to protect the loved ones. In my mom’s case, we did not buy any medical insurance and she has got ill and affected by RA. She has been admitted in hospital many times due to this. Now She is 55 and insurance companies are asking about high premiums.

Life insurance for retirement is good to provide you peace of mind. You can establish your business

The Top Ten Reasons to get life insurance for retirement plan

  1. Security & Assurance
  2. Retirement plans
  3. Long Term Plans & Dreams
  4. Business planning
  5. For Tax Saving
  6. Debt management
  7. Begin As Early As Possible
  8. Helps to Buy various Options
  9. A Savings and investment plan
  10. Peace of mind

Life insurance gives a great peace of mind, there may be top 10 reasons to buy life insurance like mentioned above. It can give life security when we die unexpectedly. And this situation, we can get high amount of coverage from life insurance companies to start new business after the death of head of family and start living again that standard of life. That is why, we called retirement plan, it gives great peace of mind.

When to Buy Long Term Care Coverage

The best time to purchase a long term care life insurance policy is before you need it. Long Term care coverage must be bought as a stand-alone policy. It helps in long term diseases and care.

Check and compare quotes now to get life insurance for retirement plan at

And You can also check Health insurance for 50 years and over for elderly parents quotes and compare.

Top Reasons to have Life Insurance


Life Insurance For Smoker

Life Insurance For Smoker

You can get life insurance even if you are smoking. Your life insurance premiums may high than non-smokers. You may have to pay more cost on life insurance policies, because it is true that you have become smoker and your heart is not same as non-smoker. Before buying policies, they can check your health status.

There are many plans available and their premiums may be four time higher than a non-smoker. Now what are you thinking about quitting smoking?

In America, every year on third Thursday of November, people take part in the Great American Smoke out event and promise to quit tobacco and smoking.

Check out this How to Quit Smoking Guide for helpful tips.

I am taking this image from one website which has listed the health issues with cigarette smoking.

I know my 30 year old friend who do not smoke while we were study together. But after college, he went to BBA and MBA college and start smoking with his friends. He is doing job now for 6 years and still smoking. I used to tell him to quit smoking but he could not able to quit. I am writing live experience here. He took life insurance and paying premiums. He has proud that he bought life insurance, now what is the fear about. It is not fair.

You can take life insurance if you quit smoking. Just notify your life insurance agent and get it. Visit for more information and top life insurance companies quotes comparison. If I am a chain smoker and I die unexpectedly, what will happen of my family members. Do not late. Get It now!

Are you not buying Life insurance?

Are you not buying life insurance?

Only 52% Millennials have life insurance and its data is showing in the following infographics, I am going to embed with you. Have a look. I was checking blog of Life Happens and found the following data and got shocked. I used to check this blog regular basis to update myself about life insurance and its importance.

Thanks Life Happens and Limra for this wonderful infographics.

To learn more about it, you need life insurance and decide to get life insurance. Visit:

Life Insurance For Parents Over 60

Life Insurance for Parents Over 60

Today, we are here to discuss about the life insurance for our parents. I personally believe that people are never too young to invest in life insurance. We are many of single people generally failed to realize the benefit of life insurance for our parents, seniors, kids etc. The main reason of this failure is lack of information and knowledge. We should always ready to invest in life insurance for ourselves and for our families.

I choose this topic for our senior parents so that I could educate them all the importance for life insurance for parents over 60 age. It must be needed for parents over 60 ages. Life is not ever easy. We should think about our parents.

Life Insurance For Parents Over 60
Life Insurance For Parents Over 60

When we start living and spend some time with our parents, we will start understanding the feeling of them that what they are thinking about life insurance and insecurity of their future life. No people will talk about life insurance until you are old. That is the lack of knowledge. If someone would have told me to get one, i would have taken life insurance for my whole family.

Financial Future Security After Retirement

We go to business seminar, life insurance seminar and discuss about our life styles, financial future with life insurance or any other sources like successful direct marketing or MLM business. Why am I discussing about MLM business growth, this also help people in their old age. Through the vast network and team, you will be getting huge money which will take care of your old age. So, you can do MLM business too in your young age to protect your old age and financial future.

If we are doing any job or business, we talk about life insurance in later stage of life. Although we should think about in our young age. If you do not have any children and there is no any financial obligation in your life or no any big responsibilities in your life. Shouldn’t we think about life insurance in this stage?

These are three questions we should ask ourselves:

  1. Are we going to provide financial support to our older parents or any other relatives?
  2. Do we have any debt or loan which we would not going to pass to our family if we die prematurely?
  3. Do we have enough money to pay for education?

There are many more questions arises if we think about life insurance for parents over 80 to 85 aged?

If we are not late, we at least take good and early decisions about our parents and their health insurance. It will give us peace of mind.

AARP Life Insurance Review

AARP Life Insurance

AARP Life Insurance is an insurance program started by the New York Insurance  Company. The main aim of this insurance is to serve health benefits to the interested individuals.

The concept of this insurance is based on the health details provided by the respective individuals.  The best part is that there are different coverage available.  This program is endorsed by AARP.

About AARP

AARP Financial Inc. is an owned taxable subsidiary of AARP founded in 2005. The company is dedicated to help people to make then financially secure by their products which is designed to help people in their retirement.

Founded in 1958, AARP is a nonprofit, nonpartisan membership organization. They help people who is 50 and over improve quality of life.

AARP – 40 million members and

Offices – 50 states, Puerto Rico, District of Columbia and the U.S. Virgin Islands.

Life insurance is an unsung hero
AARP Life Insurance Review

Moreover,  this program ensures that the individuals do not have to undergo any time consuming tests to get enrolled in the AARP Life Insurance.

Should I Choose AARP Life Insurance If I’m Over 50?

Even if you have accepted the aarp life insurance over 50 indicate in your thoughts, you can still take on an excellent and useful aarp life insurance plan for 50 aged senior citizens coverage system.

AARP term life insurance for seniors

So lengthy as you look at the coverage over 50 that offer the better provides to the over 50s. The AARP term life insurance organization for retired people, is an organization that is very well known by the over 50s team, supporting to provide secure life of our seniors after retirement.

Many people in our relationships are retired and can use the AARP life insurance program rather than any other insurance companies.

AARP Life Insurance From New York Life Insurance Companies

The AARP Life Insurance Program from New York Life Insurance Company at is available for AARP members who are aged between 50-80.

They offer valuable group life insurance.This affordable life insurance coverage will help your loved ones covering medical expenses and funeral costs or any other kind of bills which you leave behind.

There are around two million AARP members who are already insured through the AARP Life Insurance Program.

There are 2 types of insurance program by New York Life Insurance companies:

Term Life Insurance

  • Up to $100,000 in protection for ages 50-74
  • Affordable coverage that lasts until age 80
  • No medical exam, just health and other information

Permanent Life Insurance

  • Up to $50,000 in protection for ages 50-80
  • Affordable coverage for your entire life
  • No medical exam, just 3 health questions

Contact AARP Life at:

The AARP Life Insurance Program from New York Life

P.O. Box 30709 — Department WEB

Tampa, FL 33633-0964

Telephone: (800) 865-7927

Top Health Insurance Companies List 2016-2018 in USA

Top Health Insurance Companies in USA 2016 to 2018

Top Health Insurance Companies List 2016 in USA
Top Health Insurance Companies List 2016 in USA

#25. Cambia Health Solutions Inc.

#24. Metropolitan Group

#23. BCBS of Massachusetts Group

#22. Lifetime Healthcare Group

#21. UHC of California

#20. Molina Healthcare Inc. Group

#19. Health Net of California, Inc.

#18. Carefirst Inc. Group

#17. Wellcare Group

#16. California Physicians’ Service

#15 Guidewell Mutual Holdings Group


#14 BCBS of Michigan Group


#13 BCBS of New Jersey Group


#12 HIP Insurance Group


#11 Centene Corp Group


#10 Independence Blue Cross Group


#9 Blue Shield of California Group


#8 Highmark Group


#7 Cigna Health Group


#6 HCSC Group


#5 Humana Group


#4 Aetna Group


#3 Wellpoint Inc. Group


#2 Kaiser Foundation Group


#1 UnitedHealth Group


Best? Not necessarily. But these health insurers have the biggest market share.

Source: Internet Research

Blogger at,

Check Your Health Insurance Plan at


10. SBLI

  • A.M. Best Rating: A+
  • Website

9. Prudential (Pruco)

8. Protective Life Insurance Company

7. North American Company For Life and Health Insurance

6. MetLife

5. Genworth

4. Foresters Life Insurance

3. Banner Life

2. American National Insurance Company (ANICO)

1. American General (AIG)

Source: Internet

Blogger at My Life Insurance For Elderly